Programs & Services Offered

PERSONAL SERVICES

• Estate Creation and Conservation
• Disability Protection
• Critical Illness Protection
• Education Savings Plans
• Tax Deferral Program
• Financial Planning (Universal Life)
• General Insurance

INVESTMENT SERVICES

• Guaranteed Interest Options
• Tax Advantage Interest Programs
• Investment Funds

RETIREMENT SERVICES

• Registered Retirement Savings Plans
• Registered Retirement Income Funds
• Life Income Fund
• Annuities
• Pension Maximization Programs

CORPORATE SERVICES

• Business Continuation Programs
• Overhead Expense Protection
• Payroll Deduction Programs
• Split Dollar Arrangement

EMPLOYEE BENEFITS

• Group Life
• Extended Health Care
• Dental
• Short and Long Term Disability
• Group Retirement Savings Plans